Step 7 Learning to Buy a Home in Lafayette-The Contract

http://www.BuyAHomeLafayette.com – Step 7 Your Lafayette real estate agents or realtor can help you with the home buying contract. Learn to be specific about what comes with the house.

Step 7 when looking to buy a home in the Denver, Colorado area is to interview Lafayette real estate agents. Also check realtors in Broomfield, Arvada, etc.

TRANSCRIPT

Hi, this is Miles again and we’re at step seven: Get a home inspection. This is step seven in the free guide Nine Steps and 36 Tips to Buy a Home Lafayette, Colorado. And this is a free guide. You can download it at BuyAHomeLafayette.com. When you found the home that you want to make an offer on, make your offer contingent on a home inspection. An inspection will tell you about the condition of the home and can help you avoid buying a home that needs major repairs. Why do you need a home inspection? Well, buying a home is one of the most important purchases you’ll make in your life, so you should be sure that the home you want to buy is in good condition. Keep in mind that the home inspector does not estimate the value of a home; a home inspection is not an appraisal. Lenders require appraisals on properties prior to loan approval to ensure that the mortgage loan amount is not more than the value of the property. Appraisals are for lenders, home inspections are for buyers. So there’s a lot more information under step seven, Get a Home Inspection, in the free guide Nine Steps and 36 Tips to Buy a Home in Colorado, which is free, just go to www.BuyAHomeLafayette.com, download the guide, and be sure to check back here for more tips about buying a home.

Step 6 Learning to Buy a Home in Lafayette – Make an Offer

www.BuyAHomeLafayette.com – Step 6: You looked at houses in Lafayette and Broomfield and found the home of your dreams. Now learn about making an offer when you buy a home in the Denver area.

After you interview your Lafayette realtors, step six when learning to buy a home in Lafayette, Colorado is to make an offer. Whether you are in Arvada, Broomfield, or other areas in the Denver area, the process is the same.

TRANSCRIPT

Hi, this is Miles again. We’re at step six in our free buyers guide Nine Steps and 36 Tips to Buy a Home in Colorado. So step six is make an offer. So, discuss the process with your real estate agent. If the seller counters your offer you may want to negotiate until you both agree to the terms of the sale. Be sure you’re serious about buying before making an offer. If the seller accepts your offer it becomes a legal contract after a few days. When negotiating, more information is better. Look at your notes from when you looked at the home. If there’s anything that needs to be replaced or repaired you may want to consider including these costs in the negotiation. If you want certain appliances or fixtures to stay, be sure to include them as well. There are several steps to negotiating and you can get more information by downloading our free guide at BuyAHomeLafayette.com. Thanks again and good luck.

Lafayette Real Estate Agents: Step 5 in Free How To Guide

www.BuyAHomeLafayette.com – Step five when looking to buy a home in Lafayette, Colorado is to interview Lafayette real estate agents. You may also want to check for real-estate agents in Broomfield, Arvada, and other realtors in the Denver area.

TRANSCRIPT

Hi, this is Miles. I live in southern Colorado and step five of the free guide Nine Steps and 36 Tips to Buy a Home in Colorado. Step five is shop for a home. Now, a lot of people prefer to just go through a real estate agent and that might be their first stop. It doesn’t have to be, but if you do, make sure you get a real estate agent that has experience, so demand experience from your real estate agent. Also, look for their level of commitment to finding the right home for you. And be sure to conduct an interview with a number of real estate agents. When you’re looking for a home, put together a list of what features you’d like: What part of town do you want to live in? What price range would you consider? Are schools a factor? Do you want an older home or a newer home? What kind of homes would you be willing to see? One story? Split-level? Bi-level? Tri-level? Townhome? Etc. What style of home appeals to you most? Contemporary? Traditional? Southwestern? Colonial? And if you find a home that’s close but not exactly what you want, how much renovation would you be willing to do? Do you have to be close to public transportation? Do you have any physical needs that must be met such as wheelchair accessibility? So if you want to get more information I invite you to go to BuyAHomeLafayette.com and download our free guide. Thanks. We’ll see you next time.

Lafayette Colorado Property: Step 4 – Home Buyer Programs

www.BuyAHomeLafayette.com – In the fourth step when learning how to buy a home in Lafayette or Broomfield Colorado, we cover home buying programs. FHA loan programs offer lower downpayments and are a good option for first-time homebuyers.

The complete how-to guide covers ways to lower your homeowners insurance costs, tips on being a smart consumer, important questions to ask your home inspector, and nine steps to buy a home in Colorado.

TRANSCRIPT

Hi, this is Miles. I live down in southern Colorado and if you are thinking about buying a home I invite you to download our free guide. So in step four of this guide we will learn about home buying programs. There are several links in the guide and you’ll definitely want to check some of these out. Some are specific to first-time homebuyers so you might have some extra options if you’re doing this for the first time. And HUD has a number of home buying programs also, including the Good Neighbor Next Door. They have a homeownership for public housing residents and they also have a link for Indian Home Loan Guarantee Program. So go to www.BuyAHomeLafayette.com and download this guide. OK, thanks and we’ll see you next time.

Step 3 to Buy Property in Lafayette-Shopping for a Loan

www.BuyAHomeLafayette.com – Step 3 when looking for real estate in Lafayette, Colorado is shop for a loan. Get a free how-to buy guide for your home in Lafayette or Broomfield.

Step three when looking for a house in the Denver, Colorado area is shopping for a loan. 

Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage—whether it’s a home purchase, a refinancing, or a home equity loan—is a product, just like a car, so the price and terms may be negotiable. You’ll want to compare all the costs involved in obtaining a mortgage.  Shopping, comparing, and negotiating may save you thousands of dollars.

Download the free guide to get more information about real estate is Lafayette, Broomfield, Arvada, Highlands Ranch, Lone Tree and other cities along the I-25 corridor.

TRANSCRIPT

Hi, this is Miles and step three in the free guide Nine Steps and 36 Tips to Buy a Home in Colorado is shopping for a loan. Shopping around for a home loan or mortgage will help you get the best financial deal. A mortgage, whether it’s a home purchase or refinancing or a home equity loan, is a product, just like a car. So the price and terms may be negotiable. Shopping, comparing, and negotiating, may save you thousands of dollars. Home loans are available from several different types of lenders and different lenders may quote you different prices. So to learn more about how to buy a home in Lafayette downloading our free guide at BuyAHomeLafayette.com. And we’ll see you next time.

Step 2 to Buy a Home in Lafayette/Broomfield-Know Your Rights

http://www.BuyAHomeLaffette.com – Step two to buy a home: Know Your Rights. This free step-by-step guide will help you when looking for Colorado homes in Lafayette, Arvada, Broomfield, etc.

Step two when learning to buy a home in Lafayette, Colorado is to know your rights.  Download the free guide and get more step-by-step information including:

TRANSCRIPT

Hi, this is Miles and I live in southern Colorado. If you want to buy a home in Lafayette, Colorado you might want to go to BuyAHomeLafayette.com and download our free buyers guide. And step two is Know Your Rights. Buying a home may be the largest and most important loan you get in your entire life, so you should be aware of certain rights you have before entering into a loan agreement. You have the right to shop for the best loan and to compare prices. You have the right to be informed about the total cost of your loan including the interest rate and other fees. You have the right to ask for a good-faith estimate of all loan and settlement charges before you agree to the loan. And you have the right to know the reason if your loan was turned down. You also want to be careful of predatory lending. So that step two know when your rights, and if you like to know more feel free to download our guide at www.BuyAHomeLafayette.com and I’ll see you next time.

Step #1 to Buy A Home in Lafayette – How Much Can I Afford?

www.BuyAHomeLafayette.com – Step 1 to learn how to buy a home in Lafayette: How much can you afford? Free guide includes links to calculate what you can afford.

Step one to learn what you need to know before you buy a home in Lafayette is to know how much you can afford.  The free guide includes links to tools that help you calculate what you can afford, or if you should consider renting.

The complete guide covers:

  • Nine Steps to Buy a Home in Colorado
  • 10 Important Questions to Ask Your Home Inspector
  • 11 Tips On Being A Smart Consumer
  • 12 Ways to Lower Your Homeowners Insurance Costs
  • And More…

When you register, you’ll get instant access to this guide.  Get the insider’s information that will have your realtor ready to give you the best service at a great price.

TRANSCRIPT

Hi, this is Miles. I live out here in southern Colorado and if you are thinking of getting a home in Colorado I have a guide called Nine Steps and 36 Tips to Buy a Home in Colorado. Today, I want to talk about step one, which is figuring out how much you can afford. So how much can you afford? Well, what you can afford depends on your income and your credit rating, current monthly expenses, down payment, and interest rate. If you go to BuyAHomeLafayette.com, you can download our free guide Nine Steps and 36 Tips to Buy a Home in Coloradouy a Home in Colorado. And in there under step one you’ll find a link to a free calculator that will help you figure out how much you can afford. This is sponsored by the Government National Mortgage Association. So owning a home is the American dream. It’s a great way to create wealth and pass it on to your family. So go to www.BuyAHomeLafayette.com and download our free guide.